Debt Collection Lawyers. Lots of individuals find pursuing debt difficult but failing to do this can lead to cashflow issues or worse for businesses.
Debt Recovery Solicitors City Centre Glasgow
If you are owed money and pursuing it is wasting time and consuming your resources, let's help. In the present climate, many modest companies have cash tied up in loans that were outstanding. Often this has dire consequences for money flow and thus for the companies long term prognosis.
Recovering debt in Scotland is simple -- at least in theory. Our debt recovery solicitors will help you :
Offering your creditors a letter notifying them of the amount, rough payment and telling them that actions will be removed if they do not make payment as requested. The vast majority of debtors pay at this point.
If this does not get the job done, we'll begin legal proceeding with your consent.
In the event the claim isn't disputed, we will take all steps to enforce the debt.
In case the claim is disputed, we will proceed to litigation for your benefit.
At all stages of this procedure we'll keep you informed. If you are experiencing trouble with debtors, we can assist.
Recovery of debt is valuable to all individuals and organisations in the present financial climate. We strive to maximise your return , where appropriate, attempting to recover statutory or contractual interest, reimbursement charges and judicial expenses.
If you are made money, we can help. Our debt recovery lawyers have extensive experience of recovering our customers' loans that are outstanding.
The Way to Recover Debt Scotland
We have an experienced Debt Recovery Team who will help with all aspects of debt recovery, if the debt is secured and unsecured. Our Team will offer you a full and professional service, in a cost effective rate. Our solutions range from devoting first demand letters through the increasing of court actions into enforcing decrees and insolvency proceedings.
Our debt collection staff counsel:
Cross-Border Debt Procedures
We plan to created long lasting, collaborative relationships with our clients. To this end we are conscious that all customers have specific needs and requirements in relation to the recovery of any debt due to them. We aim to take this into account in the beginning of any subject to be able to help streamline a recovery. Our experience indicates that we take into account the conditions and objectives of each individual customer, the customer's priorities and any special issues that might arise throughout the course of this procedure. We can offer advice with regard to pre-litigation and training, with a view to supporting customers. We can help in advising clients in relation to their own credit management procedures if required.
Our Solicitors have extensive court experience in dealing with debt activities involving increasing and protecting actions and appeals in the juvenile courts throughout Scotland and the Court of Session. We can raise actions for recovery of debts on behalf of both business clients and individuals. Our lawyers have expertise acting for a number of public sector organisations and advise a range of Property Management companies regarding a huge array of housing matters including factoring arrears, programmable repairs, rent arrears and other debts issues. We also offer advice to clients in relation to actions for recovery of possession of property.
Our team has expertise in managing various complicated issues. Our team is supported by experienced individuals in our firm to give a complete commercial support.
Our experienced staff and practices ensure the highest quality of service is always and efficiently delivered. Our team prioritise and progress cases quickly and efficiently.
Pre-litigation Know your rights under the Fair Debt Collection Practices Act ... Advice
We can aid in pre-litigation process, and we'd discuss your situation and alternatives available.
In some cases, the very first step is to issue a demand letter to the debtor advising that we're instructed on your behalf. We can assist you in this respect. A pre-litigation letter informs that a debtor of the situation and needs payment to avoid legal action. The correspondence is intended to prompt a reply and payment by the debtor.
In case payment is not forthcoming, consideration will then be dedicated to increasing court proceedings.
The kind of court action required on your benefit depends your own situation. If action is required to recover payment, the actions required to be raised is based on the amount due. If the debt is less than #3,000 a small claims proceedings are appropriate, in the event the debt is greater than #3,000 but less than #5,000 a summary cause action would be increased and where the debt will be over #5,000 an ordinary action ought to be increased.
There are court rules that are specific to each kind of action and our Debt Recovery Team have experience of raising all sorts of recovery activities in the Sheriff Courts and will provide the proper advice and guidance unique to your individual circumstance.
Please contact our Debt Recovery Team to examine your own individual needs.
After successful court proceeding, the Courts issue an Extract Decree (a written judgement) and authorities can be undertaken to recoup the debt, even if needed. We will be delighted to advise on the best way best to apply the Decree and recover payment.
Once you've acquired a Decree (an award against the courtroom in your favour) for recovery of money because of you, authorities needs to be contemplated using several techniques of diligence. "Diligence" is a phrase employed in Scotland to describe the various methods available to you to enforce the court order.
The first step in proceeding with any diligence in Scotland would be to serve a charge for payment to the celebration which you've been awarded decree against. A fee for payment is a formal requirement for repayment served by Sheriff Officers for repayment of this sum due a Decree, including any expenses and interest. A charge for payment is a fourteen days notice to the borrower to generate payment. If the debtor does not make payment or arrangement over the specified fourteen day period then you can proceed with additional diligence. Our Debt Recovery Team will be happy to go over any facet of enforcement with you.
A Decree allowed at a Scotland Sheriff Court could be enforced in England. To enforce a Decree in England you have to apply to the court that granted the decree to acquire a certification of money provisions. We can help in this procedure which includes preparing and lodging an affidavit together with the Sheriff Court, which the original court action jumped.
When the certificate of money provisions is got this needs to be lodged for enforcement with the relevant court in England. We use experienced brokers in England and also can help out with registering for the debt from England and enforcing the same. Should you wish to speak to an attorney to Learn More on enrolling a decree from England please telephone our Debt Recovery Team on 0141 248 3456
It is likewise possible to apply an English or Welsh Court Judgment in Scotland and we can assist with this procedure. The very first step is to obtain a certification of cash provisions in the court where the original judgement has been obtained. Thereafter the Certificate requires to be enrolled in the Register of all Judgements of the Books of Council and Session. The certification must be registered within six months of the date of difficulty. Once receipt of check my blog the documented certificate is obtained, authorities in Scotland can be considered and improved in your behalf.
Sequestration and Bankruptcy Proceedings
If you are thinking of sequestration as a way of debt recovery you must be mindful that sequestration does not guarantee recovery of all sums due to you personally by a debtor. The borrower may, as an instance, have added lenders and the debtor's trustee would is require to disperse funds equally to all lenders on discharge of the debtor's repayment phase of bankruptcy.
Our debt recovery team has considerable experience acting on behalf of clients seeking to recover sums from a borrower by using to their sequestration. In addition, we have good relationships with Insolvency Practitioners, that will help creditors in maximising recoveries from debtors.
If you are considering sequestrating a debtor and would like to Talk to a solicitor please call our Debt Recovery Team on 0141 248 3456
Raeside Chisholm Debt Recovery Team
He has considerable experience in commercial law disputes and continues to be an enthusiastic participant at the commercial court at Glasgow because its introduction in 1999. He has more than 20 years of experience in quantity debt recovery and supplies a full selection of debt recovery advice to corporate and institutional customers, in addition to individuals.
He originally headed up the debt division at Kidstons Solicitors, Glasgow. Thereafter, following the merger of Kidstons using a mid-sized Edinburgh company he headed up the debt recovery department and assisted in attaining Legal 500 and Chambers rankings for debt recovery.
Director and his staff know how much customers appreciate successful debt recovery services especially in the current climate. Our customers trade both south and north of the boundary and litigate in the two jurisdictions. Our staff are able to assist in looking for recovery of trades UK wide. The key for clients is not simply obtaining an order from the court. The clients wish to obtain payment of debts due to them. David and his team will guide their clients through the right legal procedures with a view to achieving an expeditious and economical recovery.
Experienced solicitor within our dispute resolution and litigation division. She's worked in private practice since 1993. She advises on a wide variety of issues such as debt recovery, alternative dispute resolution and financial problems. She frequently appears in juvenile courts running litigation at all phases of the judicial procedure. She manages agency instructions for out of town attorneys and offers significant contribution to our debt recovery staff in both regular and evidential hearings in cases involving all values of the debt. She often liaises with advocates in relation to complex or Court of Session work and takes court appointments because a reporter and curator in juvenile court child care cases.
Paralegal, having attended Strathclyde University and completed courses in Civil Court Procedure and Family Law. She has been qualified for over 15 years at Civil Court Practice. Diane co-ordinates our debt recovery department.
Our Debt Recovery Team behave on behalf of some of Housing Associations and Property Managers and Diane will be your direct contact for a Number of These clients. Diane also has expertise in appearing that the Sheriff Court in relation to heritable actions relating to termination of tenancies and also the retrieval of outstanding rent. She also attends Court for Diets of Tests and appears prior to the Auditor of Court compared to Taxations.
She also has expertise in some Family Law matters including simplified divorce process and also the drafting of Minutes of Agreement. She also completed her Family Law Paralegal Course in 2005.
Diane is a part of the Scottish Society of Specialist Paralegals, having become a part when the Society was set in conjunction with Strathclyde University and also CLT Scotland.